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How to outsmart ransomware

first_imgHave $175? Then it doesn’t matter if you utterly lack technical skills, you can become a cybercriminal. That’s because a malware strain called Karmen – potent ransomware – has been on sale on the dark web for $175.  That’s how bad this has gotten and it very well may cost your credit union money.In mid-May a ransomware attack infected thousands of organization in 70+ countries.  It all happened in the space of a few days. Some 200,000 are said to have been victimized.  Ransomware now is just about the fastest spreading malware out there.  The tools that spread it are slick and, as Karmen shows, they are also cheap.Little to no technical skill is needed to unleash ransomware via phishing emails on an unwary public and, increasingly, the targets of choice are businesses – especially American businesses – and that’s because businesses often are willing to pay up to rid themselves of malware. Symantec, in fact says the average ransomware payout in 2016 was $1077, up from $294 in 2015.Symantec also said that the payout rate in the US reached 64%, compared to 34% globally.  That means about two in three US victims pay up.Data from NTT Security also said that the US is by far the most common victim of ransomware.  The news gets worse.  Symantec said ransomware attacks were up 36% year over year.  Probably there will be still more this year.Ransomware is bad. There are various flavors but a common format is that the criminal mass mails out links that, when clicked on, download apps that lock files, preventing the user’s access. The files could be just about anything, from email to the entire computer.Know this: There are steps you need to take to protect yourself against being a ransomware victim. A key secret: the best self-defense is assuming you will be a victim and preparing accordingly. How? Read on.Also know: credit unions have already fallen victim to ransomware. How many? Nobody knows. Victims – especially ones likely to feel exceptional embarrassment and that includes financial institutions – do not advertise that they fell into a trap.  But credit union security experts talk of “at least several dozen” credit unions that have fallen victim to ransomware, paid ransoms, and sometimes regained access to their data.Small and medium sized credit unions are believed to be especially vulnerable because – unlike the mega credit unions – they typically lack sophisticated malware detection tools that stop malware from penetrating the organization.Probably more credit unions will fall victim. That’s because savvy criminals now are doubling down on attacks on businesses. Said Symantec: “a small number of groups have begun to specifically target businesses with ransomware attacks designed to infect multiple computers on a single network and encrypt valuable data.”Won’t a small payment result in the files being unlocked – so maybe this isn’t such a big deal? Not necessarily. Cyber crooks are crooks and that means they may not always live up to their word. Just because a ransom is paid does not mean full access to data is restored.  Said Symantec: “Paying the ransom doesn’t guarantee decryption of the victim’s files. According to the Norton Cyber Security Insight team, only 47 percent of victims who paid the ransom reported getting their files back.”Symantec also – worryingly – reported that smart criminals are beginning to try to attach ransoms that take into account the value of the data that has been locked. It pointed to a $70,000 ransom paid by San Francisco’s Municipal Transportation Agency which had seen its light rail system disrupted.A credit union’s files might well be perceived as highly valuable.What can a credit union do to protect itself? Several things and it starts by training employees not to click on links in phishing emails – and retraining them frequently.But probably the single biggest step a credit union can take is to make sure its data are backed up and can be easily retrieved and put to use. Do just that – assume you will be victimized and prepare your defenses now – and you put yourself on safe ground.Savvy smartphone users generally aren’t ready ransomware victims because an iPhone user often has most of his/her data backed up to iCloud. An Android user also often will have lots of data automatically backed up in Gmail, etc.  When the data is on hand, it’s easy to tell the criminal to buzz off.The very same idea works for a credit union. Backup all critical data and that’s the antidote to ransomware.Accept this: very probably your institution will be assaulted this year by ransomware criminals.  How you fare is up to you.Take a few steps, now, and very probably you will do well indeed. 43SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Robert McGarvey A blogger and speaker, Robert McGarvey is a longtime journalist who has covered credit unions extensively, notably for Credit Union Times as well as the New York Times and TheStreet, … Web: www.mcgarvey.net Detailslast_img read more

Why Freddie Ljungberg has started Kieran Tierney on bench for Arsenal’s clash with Norwich

first_img Video Settings Read More Read More SPONSORED Top articles Coming Next Comment 1 min. story by Metro Read More Full Screen Good ebening: A tribute to Unai EmeryTo view this video please enable JavaScript, and consider upgrading to a web browser that supports HTML5 video Play VideoLoaded: 0%0:00Progress: 0%PlayMuteCurrent Time 0:00/Duration Time 1:11FullscreenGood ebening: A tribute to Unai Emeryhttps://metro.co.uk/video/good-ebening-tribute-unai-emery-2059270/This is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.MORE: Jamie Carragher ‘surprised’ by three players Freddie Ljungberg picked for first Arsenal game vs Norwich Kieran Tierney arrives for Arsenal’s Premier League clash with Norwich (Picture: Getty)Kieran Tierney has only made the substitutes bench for Arsenal’s clash with Norwich after picking up a knock in training on Saturday.Freddie Ljungberg takes charge as caretaker manager for the first time at Carrow Road this afternoon and the Swede has made four changes to Unai Emery’s side that drew with Southampton last weekend.Shkodran Mustafi comes in after playing 76 minutes against Eintracht Frankfurt and Sokratis Papastathopoulos drops to the bench.It’s the first time Mustafi has started in the Premier League this season and he plays alongside David Luiz in central defence despite the Brazilian going off with an injury in midweek.AdvertisementAdvertisementADVERTISEMENT Rio Ferdinand tells Ole Gunnar Solskjaer to drop struggling Read More More: FootballRio Ferdinand urges Ole Gunnar Solskjaer to drop Manchester United starChelsea defender Fikayo Tomori reveals why he made U-turn over transfer deadline day moveMikel Arteta rates Thomas Partey’s chances of making his Arsenal debut vs Man CityJoe Willock has made his way into the midfield and the youngster starts alongside Granit Xhaka who has not played in the league since his sweary outburst at Arsenal fans.Sead Kolasinac starts at left-back after Tierney suffered a knock in training on the eve of Sunday’s encounter.Ljungberg has opted with the same attack that faced Southampton, with Mesut Ozil, Pierre-Emerick Aubameyang and Alexandre Lacazette all starting.center_img About Connatix V67539 Skip Ad PLAY Advertisement Visit Advertiser website GO TO PAGE Metro Sport ReporterSunday 1 Dec 2019 1:29 pmShare this article via facebookShare this article via twitterShare this article via messengerShare this with Share this article via emailShare this article via flipboardCopy link198Shares / Skip Manchester United captain Harry Maguire Read More Why Freddie Ljungberg has started Kieran Tierney on bench for Arsenal’s clash with Norwich 1/1 On his decision to start Mustafi and Xhaka, Ljungberg explained: ‘I give everybody a possibility.‘I felt that was the best balance of our team to play that way and then I took that decision.’More: FootballBruno Fernandes responds to Man Utd bust-up rumours with Ole Gunnar SolskjaerNew Manchester United signing Facundo Pellistri responds to Edinson Cavani praiseArsenal flop Denis Suarez delivers verdict on Thomas Partey and Lucas Torreira movesHe added: ‘It’s a very proud day for me and my family.‘I represented this club and played for them for ten years and then to have the opportunity to lead them out is a great, great honour.‘I’m very excited, looking forward to kick-off and hopefully we get a good game.’ Advertisementlast_img read more

Williams Industries International Race Meet… Persaud scores Guyana’s only win

first_img-Podium finishes for King (By Stephan Sookram in Barbados, compliments of Secure Innovations and Concepts Inc, Miracle Optical, Nexus Machining and Fabrication Workshop, Trans Pacific Motor spares and Auto Sales, BM Soat Auto Sales and Spares)DANNY Persaud produced Guyana’s only win on a day when mechanical issues ran rampantat the Williams Industries International Race Meet at the Bushy Park Circuit, Barbados.Kristian Jeffery’s SR3 holding off William Myers of Jamaica.Persaud, driving the Buy Me Auto Sales’ Mazda Miata, picked up the top spot in the last group three and four combined race of the day after nursing home an ailing car.Changing several parts between Saturday and Sunday at the track, he overcame his difficulties to snag the win against a charging Tremaine Forde-Catwell.Persaud, who spoke to the media said, “I’m just glad to pick up a win and do my country proud. We had a long weekend of changing parts but in the end, one first and one third is a good weekend for us.”In race one, Persaud picked up a third place finish behind Suleman Esuf and Kerick Husbands, in that order, while he failed to make it past corner one in the second race.Vintage King shows class There was also a second place finish for Andrew King who personified the Guyanese weekend in Barbados.Qualifying second on Saturday, King fell out of the first race after just one lap with differential problems, leaving Jamaica’s Kyle Greg to take the win ahead of Barbados’ Mark Maloney.While the team worked hard ahead of the second race, they were unable to get the car out in time.In the third race, however, King came back strong in chase of Mark Maloney before the latter fell out, leaving first place for Greg.Rameez Mohamed (19) on the charge during the group two event.Bright spark for Rameez MohamedRameez Mohamed, after a seventh place qualifying in group two on inferior rubber, was able to acquire ‘grippier’ tyres before race one.The advantage gained by the new rubber was exponential, moving from seventh to fourth before half of the first lap was complete.He continued to claw his way up the field to second before car troubles eventually forced him out of the race.Despite his engine trouble, Rameez’s car was obviously one of the fastest group two cars on the track which will be a positive for him moving forwardHe said, “That’s how racing is sometimes. The car felt great before it breaks but that’s just how it happens. When we get back home we will check to see what’s the problem.Troublesome weekend for JeffreyIf Guyana’s problems were mechanical, then Kristian Jeffrey was Guyanese to the bone.No faster had he fixed his small problem yesterday than it returned on Sunday.Starting sixth, he moved up to fourth, ending there.In the second race, which featured a reverse qualifying grid, Jeffrey suffered gear problems from the start, having a poor start after the car would not go into first gear.When he finally got going, after falling back to seventh, Jeffrey carefully cut through the pack up to fifth before the issue again stepped in, ensuring that he could not challenge for any other places.In the third race, the issues would prove too much for the young Jeffrey who did not start.The team will return home today.last_img read more