You did the research, set realistic goals, developed a tactical plan and now it doesn’t seem to be bringing in new loans/members/deposits, etc. What went wrong?In working with credit unions all across the country on their marketing plans and execution, we have seen first-hand that there is one thing that can kill the success of your marketing…and that is poor employee engagement.Here is a tried and true plan to get your employees engaged and excited to help drive the credit union’s success:Get their feedback first. Ask them questions about what they think the credit union should be doing to market to its members and potential members. No, you don’t have to employ every single idea, but spending time at the beginning of the process is critical for two reasons: it uncovers opportunities you might not have known about and it lets them know they are an important and valuable part of your team.Share the plan with them and any marketing collateral before it is launched externally. Once we complete plans for clients, we always do a “launch party” of sorts to build excitement, communicate the goals and reiterate that they are a crucial part of the credit union’s success.Share the results along the way! As part of the plan’s execution, build a separate plan for how and when you are going to communicate the progress on your goals. Separate your goals out by month to break up the annual goals into manageable chunks. Communicate successes early and often to build and keep momentum.Soon, you’ll not only see noticeable difference in the success of your marketing efforts, but you’ll have better camaraderie and teamwork as a result. 38SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Amanda Thomas Amanda is founder and president of TwoScore, a firm that channels her passion for the credit union mission and people to help credit unions under $100 million in assets reach … Web: www.twoscore.com Details
Are insurance benefits provided to board members considered taxable income? The answer is largely “yes,” but also, “it depends.”“The general rule under the tax code is something provided in return for services rendered is taxable income to the recipient (board member),” says R. Scott Richardson, JD, CLU, ChFC, president/CEO, IZALE Financial Group, a CUES Supplier member in Elgin, Illinois. “However, insurance benefits can be treated differently.”Richardson explains that while the value of accident and health insurance is not taxable for employees, it will likely be taxable for board members.“There are narrow exceptions where it would not be taxable income,” so consulting a tax advisor is worthwhile, he says. continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
But Town of Union officials 12 News spoke with said it’s not, and provided 12 News with a list of other properties that are in the area. TOWN OF UNION (WBNG) — Construction is underway for the Fairmont Park Apartments, but some residents who live nearby are raising concerns. Some residents even wondered if the construction should be happening at all, questioning if the apartments are on FEMA buyout property. “We wanted to have a nice, quiet neighborhood, to be living in something residential. I mean we didn’t want anything commercial or I would’ve chosen something like that. You can get a lot less expensive places if you move into places commercially zoned,” said Kelly M., who rents in the neighborhood. Town of Union officials also added that they have been meeting with residents since last year when the project began in order to maintain transparency.
___5:15 p.m.Ricky Stenhouse Jr. calls his opening-lap crash “pretty embarrassing.”Stenhouse crashed exiting the second turn on the first lap at Darlington Raceway. His crumpled car was spitting flames as he drove to the garage. He retired from the race without completing a lap. He finished last in the 40-car field. “Not really sure a whole lot what to say there about our first lap, first corner,” he said. “Pretty embarrassing for myself, our team, our crew guys. I feel awful for them. They put a lot of hard work into getting our cars ready.” May 17, 2020 Because only essential personnel are allowed to attend Sunday’s race, drivers were on their own to prepare for 400 miles of action. They typically have a staff that manages their schedules, prepares their beverages for the race and other important details.Seven-time champion Jimmie Johnson posted a photo of all the things he had to do himself at Darlington.“One of the perks of making it to the big time is showing up to the car with everything ready,” Johnson posted on Twitter. “Times R different right now & some of the responsibilities R mine again. Hopefully the drink bag won’t leak, visor doesn’t fall off, cool shirt is primed correctly & so on. #NascarIsBack”Brad Keselowski, the 2012 champ, also took to Twitter to show his new normal, a pre-race lunch he had to make for himself. It included a few raviolis, two hard-boiled eggs and a roll. He asked if water boiled differently in South Carolina. ___4:45 p.mRyan Newman is running in the top 10 in his first race back since a horrific crash during the final lap of the Daytona 500.Newman suffered a head injury as he skidded across the finish line in the season opener. His return comes exactly three months after the Feb. 17 accident.Newman started 21st in a Ford for Roush Fenway Racing. Share This StoryFacebookTwitteremailPrintLinkedinRedditDARLINGTON, S.C. (AP) — The Latest on NASCAR’s return at Darlington Raceway (all times local):___6:10 p.m. The Latest: Keselowski wins Stage 2 of NASCAR’s return race Meanwhile, Ricky Stenhouse Jr. crashed exiting the second turn on the very first lap of the race. His crumpled car was shooting flames from the back as he drove to the garage. He retired from the race without completing a single lap. He finished last in the 40-car field. ___3:55 p.m.NASCAR is back! The Real Heroes 400 is underway at Darlington Raceway, without fans and with masks and social-distancing mandates all around.The new protocols should matter little to the 40 guys who took the green flag for the first live NASCAR race in 10 weeks. Brad Keselowski has won the second stage of NASCAR’s race at Darlington Speedway, the sport’s first live event in 10 weeks.It was Keselowski’s second stage win of the season. He led Alex Bowman, Martin Truex Jr., Kevin Harvick and Clint Bowyer to the checkered line as the stage ended.Keselowski started on the pole after qualifying was set by a random draw.The third and final stage will determine the race winner.___ Stenhouse said he’s looking forward to trying again at Darlington on Wednesday night. ___5 p.m.Seven-time NASCAR champion Jimmie Johnson wrecked while leading on the final lap of the first stage at Darlington Raceway.Johnson had passed Hendrick Motorsports teammate Alex Bowman for the lead with 10 laps remaining in the opening stage of NASCAR first race in 10 weeks. Johnson was trying to earn his first stage victory of the season — and only his third ever under this system. Tharp was visiting the Raceway Grill outside Turn 2, where team owners were setting up for a watch party. He says the cooperation in NASCAR was essential in setting up three races over four days.Xfinity drivers race Tuesday night, with Cup series racers going again at Darlington on Wednesday night.___11:30 a.m.NASCAR Chairman and CEO Jim France is at Darlington Raceway and will remain outside the infield. The 75-year-old France is considered high risk to contract the coronavirus. NASCAR executive Steve O’Donnell posted audio on Twitter in which France grabs the public address microphone in the scoring tower and thanks “the entire industry for their efforts to get us back racing.”Roughly 900 essential people have been approved to be inside the gates. NASCAR is returning to racing following a 10-week layoff amid the global pandemic. The Real Heroes 400 begins at 3 p.m.___11 a.m. McMasters said he was disappointed not to be at the track but vowed to be at Darlington’s first race with fans.“I love ‘The Lady in Black,’” McMasters said. After a video saluting healthcare workers, the rules for Sunday’s race were laid out. NASCAR used graphics to present virtual explanations for the racing procedures and the images included simulated fans in the stands. There are no fans permitted to attend a NASCAR race through at least June 21.At least one vehicle attempted to enter the property but was turned away at the only open gate outside the speedway.___ 3:30 p.m.John Holland might have traveled the farthest to not watch a NASCAR race.Holland flew in from Chicago to tailgate with friends from Darlington. The group was at a home directly across from the track. Holland said he didn’t hesitate when the opportunity came up. He says he’ll be back to watch the Southern 500 here in September. ___3 p.m. 5:50 p.m.A caution has been called to remove a sticky sponsorship sign that came loose when Kyle Busch scraped the wall while riding the high line at Darlington Raceway. After Busch rubbed the Blue-Emu sign, it started peeling off the outside wall. A portion of it stuck to Denny Hamlin’s grill and another attached to Tyler Reddick’s front fender.It was a weird scene, even for NASCAR, and arguably as odd as racing without fans and with masks and social-distancing mandates. Blue-Emu, you might recall, is the sponsor that fired Bubba Wallace for rage-quitting during an iRacing event in which the topical pain reliever was sponsoring the driver. NASCAR President Steve Phelps is promising “the best race and racing experience possible every time we hit the racetrack.”Phelps released a letter to NASCAR fans Sunday, hours before the racing series returns to the track for the first time in more than two months.“Our drivers, race teams and officials have been eagerly awaiting the opportunity to get back to the race track and we want to assure you that we have taken the return to racing very seriously,” Phelps wrote.NASCAR chose Darlington, the oldest speedway on the Cup circuit, as the safest place to restart the season after eight events were postponed and the series sat idle for 10 weeks amid the global coronavirus pandemic. NASCAR was facing a financial collapse if live races didn’t resume on national television. So the sanctioning body had its health plan approved in South Carolina and North Carolina and released an aggressive schedule that included 20 races across seven Southern states between now and June 21. Associated Press “I felt like I was going to be able to exit the corner side by side with them and things just went horribly wrong there,” Johnson said. “I feel terrible for my team and everybody at Hendrick Motorsports. We’ve got great race cars and things are coming in the right direction, but things just really didn’t turn out there on Turn 2.”Johnson arrived at Darlington with just 13 laps led in the first four events of the year. He is scheduled to retire from full-time competition at the end of the season. Johnson crashed as he was trying to put Chris Buescher a lap down. It ended his day.“I don’t want one single person to get down,” said Johnson’s crew chief, Cliff Daniels. “We’ve got a great race car, so don’t you get down.”William Byron won the opening stage.Ryan Newman and Chase Elliott were called for speeding on pit road following Johnson’s accident. William Coats, another member of the group, said the fellowship they’ll share Sunday is important.___12:45 p.m.The first sign that Sunday’s race wasn’t a normal one for NASCAR was the lack of traffic on the four-lane highway outside of Darlington Raceway.Traffic is always one of NASCAR’s biggest issues as thousands of fans descend on often rural areas not equipped for the overflow of cars. Participants then turned onto a gravel road guarded by four state trooper vehicles and entered a health screening area. NASCAR officials there checked names, administered a temperature check with a device pointed at the forehead and logged the reading on a chart. 1 p.m.Kevin Nobles wasn’t going to miss a race at Darlington Raceway. It didn’t matter that he couldn’t get near the track. Nobles was part of a five-person group setting up a tailgate at an RV park outside the venue known as the the track “Too Tough To Tame.”Nobles, 56, from Aynor and on his way to Myrtle Beach, says he wanted to be close enough “to hear the engines and smell the gas fumes.”Nobles was excited that races were going live and believes it could be a big lift for fans following a 10-week hiatus amid the global coronavirus pandemic. Ryan Newman was in the car behind The Associated Press in the screening line. He leaned out his window for the temperature check and removed his hat so the thermometer could scan his forehead. Newman, wearing a camouflage face mask, was cleared to enter the track to prepare for his first race since he suffered a head injury on Feb. 16 in the season-opening Daytona 500.___12:30 p.m.Darlington Raceway President Kerry Tharp says he’s amazed at how quickly every part of NASCAR came together to bring back the sport.NASCAR’s top Cup series returns to the track later Sunday after 10 weeks off because of the coronavirus pandemic. Drivers, crews and officials wore face masks during pre-race ceremonies, which were performed remotely. The Fox Sports booth, featuring Mike Joy and four-time champion Jeff Gordon, also was being broadcast remotely from Charlotte, North Carolina. Driver Clint Bowyer wore a mask during a pre-race TV interview. Here’s a quick primer of other things to know:— Ryan Newman is returning after a suffering a head injury in a last-lap crash in the Daytona 500 on Feb. 17.— Matt Kenseth is out of retirement and driving for Chip Ganassi. He replaces Kyle Larson, who was fired in April for using a racial slur. The 48-year-old Kenseth is racing in the Cup Series for the first time since the 2018 season finale. He is the oldest driver in the field.— NASCAR chose the oldest speedway on the Cup circuit as the safest place to restart its season after eight events were postponed because of the coronavirus pandemic. NASCAR had been facing a financial collapse if races didn’t resume on national television. — This is the first of 20 races across seven Southern states between now and June 21. Darlington is hosting three events in four days.— Roughly 900 people have been approved to be inside the gates, all considered essential.— Teams are allowed 16 employees per car, including the driver and owner. Most owners gave up their spot because they are either over the age of 65 and at high risk for COVID-19 or their role at the track is not considered critical to competition. Several team members are helping remotely, offering a peek into how sophisticated NASCAR’s technology has become.— The first race back is called The Real Heroes 400 and is dedicated to health care workers. Names of health care workers across the country have been substituted for the drivers’ name above car doors.___ His only victory of the season was a Truck Series race at Las Vegas the second week of the season.___2:30 p.m.South Carolina Gov. Henry McMaster gave a brief welcome over video to NASCAR in a virtual version of the traditional pre-race driver meeting.The meeting was streamed on NASCAR.com, and McMasters thanked the stock car series for coming to Darlington for its restart. “Help me, guys. I’m lost,” Keselowski said. “Let’s go racing.”___2:40 p.m.Kyle Busch’s car failed inspection twice before Sunday’s race at Darlington Raceway and the reigning Cup champion will drop to the back of the field at the start.Busch is planning to run the first seven of NASCAR’s races resumed schedule over the next 11 days. His No. 18 Toyota from Joe Gibbs Racing was originally slated to start fourth. Busch is winless in Cup through the first four events held before the season was suspended March 13. The first event is called the “The Real Heroes 400” and is dedicated to health care workers fighting COVID-19. Health care workers will give the command to start the engines.Darlington is hosting three events over four days. Roughly 900 essential people have been approved to be inside the gates.___More AP auto racing: https://apnews.com/apf-AutoRacing and https://twitter.com/AP_Sports,Tampa Bay Lightning advance to face Dallas Stars in Stanley Cup finals, beating New York Islanders 2-1 in OT in Game 6
KINGSTON: For his outstanding leadership in guiding Leicester City to its first Barclays Premier League title, telecommunications firm Digicel, one of the main sponsors of the country’s senior men’s national senior football team, salutes Reggae Boy Wes Morgan on the club’s historic achievement. Describing it as “another proud achievement for Jamaica”, Digicel CEO, David Butler, is in high praise for the champion captain. “Against all odds, as captain, Wes Morgan demonstrated solid determination and the will to win in leading his team to a modern-day fairytale ending. Leicester’s accomplishment will go down as one of the greatest achievements in sport and we are so proud that it happened under the captaincy of a Jamaican,” said Butler. The inspirational defender is known for drumming up support globally for the Reggae Boyz, especially during the lead up to tackling other teams vying to qualify for the World Cup. In March, Morgan attended the handover ceremony at Digicel’s headquarters in Kingston, where the Jamaica Football Federation (JFF) received another US$3 million (nearly J$350 million) towards the development of various national teams, including the Reggae Boyz, as they take on the Road to Russia. Morgan had tweeted a photo from the event with six other team members to further attract global support for the mission. Digicel is hoping that Morgan becoming the first Jamaican international football player to win the Barclays Premier League will add a fresh motivation to the national team. “This will surely lift the spirits of the Reggae Boyz as they prepare for the Copa America tournament and another important series of qualifying games. When Wes is a champion, Jamaica is a champion,” Butler praised.